In New York, Emergency Medicaid is a specific program that helps certain immigrant New Yorkers to qualify for coverage to get medical care paid for if they experience a medical emergency. While this program has a limited scope, the protections provided by Medicaid are broad and are available to many individuals and families.
If you need Medicaid in an emergency situation in order to get an illness or injury treated, Mark S. Eghrari & Associates PLLC can help. Our Long Island Medicaid planning lawyers can assist you in qualifying for Medicaid coverage and getting Medicaid to pay for your bills when you need it. Give us a call to learn about how the Medicaid program within the state of New York can provide you with the access to healthcare you need so you are not forced to forego care or go bankrupt trying to pay the bills.
What is Emergency Medicaid in New York?
According to NYC.gov, Emergency Medicaid helps low income New York State residents, including undocumented and temporary immigrants, to get covered.
It is possible to sign up before a serious medical situation arises and to get pre-approved in case an emergency happens. Getting pre-approved is advised, as you will then be covered for costs associated with any future medical emergencies over the course of the following year. Anyone who is eligible and who is under the age of 65 can enroll online, while those with a disability or who are over 65 must follow a different application process. It is also possible to sign up right at the hospital in a covered emergency situation.
How Can You Get Medical Bills Paid in a Medical Emergency?
Whether you are eligible for Emergency Medicaid or not, hospitals are legally required to provide medical treatment to you if you come to an ER when you are experiencing a medical emergency. Ideally, everyone who is eligible to receive Medicaid coverage should be signed up prior to the time when an emergency arises that necessitates emergency care. Even if this does not happen, you cannot be turned away or denied medical treatment as a result of your lack of insurance or your inability to pay care costs.
Once you get past the immediate emergency, you can submit an application for Medicaid coverage to pay for treatments. When you apply for Medicaid, not only can you get your future care costs covered once your application is approved but you can also get past medical bills paid in many cases.
You can apply for Medicaid at any time of the year; there is no specific open enrollment period like there is for many other kinds of health insurance products. Once you apply, if your application is approved because you meet eligibility criteria, your Medicaid coverage is generally retroactive back to the first day of the month that you were found to qualify for Medicaid coverage. However, if you had incurred a medical emergency or received treatment in the three months prior to the time when you get approved for benefits, you can actually get retroactive payments dating back for three months as long as you were eligible to be covered during those months.
You should apply for Medicaid as soon as you can, if you do not already have coverage at the time when you get sick. It is important to understand what the eligibility rules are so you can prove that you actually qualified for benefits and so you can get coverage for costly healthcare services.
Getting Help from A Long Island Medicaid Planning Lawyer
Qualifying for Medicaid is very important, especially if you sustain a serious injury or get very sick and you require nursing home care or other costly healthcare services. Many people do not apply for benefits when they need them, or do not take steps to protect their assets and ensure they can get covered. There is no reason to put your financial security at risk by not taking advantage of Medicaid coverage available to you. You should get legal help from a Long Island Medicaid planning lawyer so you can obtain the necessary benefits.
Mark S. Eghrari & Associates PLLC is here to help you get covered. To find out more about what a Medicaid planning lawyer can actually do to assist you in getting benefits, join us for a free seminar. You can also give us a call at (631) 265-0599 or contact us online to speak with a member of our legal team about what your options are for receiving Medicaid benefits.